Today, the 2nd of Jan 2010, I am starting Dave Ramsey’s Total Money Makeover. Please join me on my journey.
I know many of us are facing financial trouble.
How many of us are willing to do something about it?
What are you willing to do about it?
I am ready to do this! I am ready to drop my “debt weight” like a bad habit.
Things I am willing to do
- cancel cable. we don’t really need it, we have plenty of movies and shows on dvd.
- go to the store with a list
- only buy the items I need to make the meals for that period
- set aside one day a week to run errands. otherwise stay at home unless I HAVE to go out. once the weather turns nice, this will mean more walks and trips to the park
- look for a job. childcare isn’t an issue because of my wonderful mother
- track EVERY dollar that is spent
- buy generic. this means no more charmin tp, but that is a desire, not a need
- limit myself to one cup of coffee a day. drink water instead. water is free
- pick up odd jobs whenever and where ever
- plan more meat less meals
- figure out the cost of the meal. track this
- no eating out. not even fast food. not even if I have a coupon
This page has the following sub pages.
Hooray for you! I love Dave.
I’m loving it so far too!
thats so awesome you dont have to worry about childcare! if i didnt i would definitely get a job too. lol @ charmin, its definitely a “need” in our house but im not gonna share why ahhaha
It was a NEED when I was pregnant. 🙂
Cool. My wife and I are following Dave’s TMMO, too, to help us pay off $130,000 is student loan debt. I have a blog about it, too. Debt is such a burden but we hope to pay it off in no time using Dave’s plan.